Hearing:
Enhancing Competition: Shaping the Future of Bank Mergers and De Novo Formation
Subcommittee on Financial Institutions (Committee on Financial Services)
Wednesday, May 14, 2025 (2:00 PM)
2128 RHOB
Washington, D.C.
Witnesses
Mr. Keith Costello
President and CEO, Locality Bank
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05/09/2025 at 02:39 PM
- Witness Testimony
[PDF]
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05/12/2025 at 04:53 PM
- Witness Truth in Testimony
[PDF]
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05/12/2025 at 04:53 PM
- Witness Biography
[PDF]
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05/12/2025 at 04:53 PM
Ms. Mary Usategui
President and CEO, BankMiami
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05/09/2025 at 02:39 PM
- Witness Testimony
[PDF]
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05/12/2025 at 04:53 PM
- Witness Truth in Testimony
[PDF]
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05/12/2025 at 04:53 PM
- Witness Biography
[PDF]
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05/12/2025 at 04:53 PM
Ms. Amanda Allexon
Partner, Simpson Thacher & Barlett LLP
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05/09/2025 at 02:39 PM
- Witness Testimony
[PDF]
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05/13/2025 at 10:22 AM
- Witness Truth in Testimony
[PDF]
Added
05/13/2025 at 10:22 AM
- Witness Biography
[PDF]
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05/13/2025 at 10:22 AM
Mr. John Berlau
Senior Fellow and Director of Finance Policy, Competitive Enterprise Institute
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05/09/2025 at 02:39 PM
- Witness Testimony
[PDF]
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05/13/2025 at 01:22 PM
- Witness truth in Testimony
[PDF]
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05/13/2025 at 01:22 PM
- Witness Biography
[PDF]
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05/13/2025 at 01:22 PM
Mrs. ReShonda Young
Founder, Jabez Inc.
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05/09/2025 at 04:01 PM
- Witness Testimony
[PDF]
Added
05/12/2025 at 04:53 PM
- Witness Truth in Testimony
[PDF]
Added
05/12/2025 at 04:53 PM
- Witness Biography
[PDF]
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05/12/2025 at 04:53 PM
Text of Legislation
- H.R. ____, the Bank Failure Prevention Act of 2025
[PDF]
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05/09/2025 at 02:39 PM
- H.J.Res. 92, Providing for congressional disapproval under chapter 8 of title 5, United States
Code, of the rule submitted by the Office of the Comptroller of the Currency of the
Department of the Treasury relating to the review of applications under the Bank Merger Act
[PDF]
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05/09/2025 at 02:39 PM
- H.R. ____, the Financial Institution Regulatory Tailoring Enhancement Act
[PDF]
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05/09/2025 at 02:39 PM
- H.R. ____, the Stress Testing Accountability and Transparency Act
[PDF]
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05/09/2025 at 02:39 PM
- H.R. ____, the Bringing the Discount Window into the 21st Century Act
[PDF]
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05/09/2025 at 02:39 PM
- H.R. ___, a bill to require the Comptroller of the Currency to study how bank-fintech
partnerships can support new bank formation
[PDF]
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05/09/2025 at 02:39 PM
- H.R. ___, a bill to require the Federal prudential regulators to study improving the growth,
capital adequacy, and profitability of rural depository institutions
[PDF]
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05/09/2025 at 02:39 PM
- H.R. ___, a bill to require annual reports on Federal depository institution charter
applications, bank holding company applications, Federal deposit insurance applications,
and State depository institution charter applications
[PDF]
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05/09/2025 at 02:39 PM
- H.R. ___, a bill to require the Comptroller General of the United States to study the
consideration of insured depository institution merger applications by Federal prudential
regulators to ensure they align with statutory requirements and are not in any way influenced
by political issues or considerations
[PDF]
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05/09/2025 at 02:39 PM
- H.R. ___, a bill to require the Inspector General of each Federal prudential regulator to carry
out a review of every 3 years of the regulator’s handling of insured depository institution
merger applications
[PDF]
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05/09/2025 at 02:39 PM
Support Documents
- Notice
[PDF]
- Memorandum
[PDF]
Added
05/09/2025 at 02:39 PM
First Published:
May 7, 2025 at 02:31 PM
Last Updated:
May 14, 2025 at 01:01 PM