Hearing: Fighting Fraud on the Front Lines: Challenges and Opportunities for Financial Institutions

Subcommittee on Financial Institutions (Committee on Financial Services)

Thursday, March 5, 2026 (10:00 AM)

2128 RHOB
Washington, D.C.

Witnesses

Mrs. Gay Dempsey
Chief Executive Officer, Bank of Lincoln County, on behalf of the Independent Community Bankers of America (ICBA)

Added 03/02/2026 at 05:35 PM
  • Witness Testimony [PDF] Added 03/04/2026 at 04:12 PM
  • Witness Truth in Testimony [PDF] Added 03/04/2026 at 04:12 PM
  • Witness Biography [PDF] Added 03/04/2026 at 04:12 PM

Mr. Patrick McDade
Senior Vice President for Fraud and Technology Risk Management, EverBank, on behalf of Consumer Bankers Association (CBA)

Added 03/02/2026 at 05:35 PM
  • Witness Testimony [PDF] Added 03/03/2026 at 11:46 AM
  • Witness Truth in Testimony [PDF] Added 03/03/2026 at 11:46 AM
  • Witness Biography [PDF] Added 03/03/2026 at 11:46 AM

Ms. Kate McKune
General Counsel, Park Community Credit Union, on behalf of America's Credit Unions (ACU)

Added 03/02/2026 at 05:35 PM
  • Witness Testimony [PDF] Added 03/03/2026 at 03:46 PM
  • Witness Truth in Testimony [PDF] Added 03/03/2026 at 03:46 PM
  • Witness Biography [PDF] Added 03/03/2026 at 03:46 PM

Mr. Joseph J. Schuster
Partner, Ballard Spahr LLP

Added 03/02/2026 at 05:35 PM
  • Witness Testimony [PDF] Added 03/03/2026 at 11:46 AM
  • Witness Truth in Testimony [PDF] Added 03/03/2026 at 11:46 AM
  • Witness Biography [PDF] Added 03/03/2026 at 11:46 AM

Mr. Adam Rust
Director of Financial Services, Consumer Federation of America

Added 03/02/2026 at 05:35 PM
  • Witness Testimony [PDF] Added 03/03/2026 at 05:47 PM
  • Witness Truth in Testimony [PDF] Added 03/03/2026 at 05:47 PM
  • Witness Biography [PDF] Added 03/03/2026 at 05:47 PM

Text of Legislation

  • H.R.____, the Transaction Risk Analytics and Collaborative Exchange (TRACE) Act of 2026 [PDF] Added 03/02/2026 at 05:35 PM
  • H.R.____, the Bank Fraud Technology Advancement Act of 2026 [PDF] Added 03/02/2026 at 05:35 PM
  • H.R.____, the Scrutinizing Transactions for Overt Payment Fraud (STOP Fraud) Act [PDF] Added 03/02/2026 at 05:35 PM

Support Documents

  • Notice [PDF]
  • Memorandum [PDF] Added 03/02/2026 at 05:35 PM

First Published: February 26, 2026 at 11:34 AM
Last Updated: March 4, 2026 at 04:12 PM