Hearing: Promoting Access to Credit for Everyday Americans

Subcommittee on Financial Institutions (Committee on Financial Services)

Thursday, April 16, 2026 (10:00 AM)

2128 RHOB
Washington, D.C.

Witnesses

Mr. Dan Smith
President and Chief Executive Officer, Consumer Data Industry Association

Added 04/13/2026 at 05:11 PM
  • Witness Testimony [PDF] Added 04/14/2026 at 10:48 AM
  • Witness Truth in Testimony [PDF] Added 04/14/2026 at 10:48 AM
  • Witness Biography [PDF] Added 04/14/2026 at 10:48 AM

Ms. Rebecca Kuehn
Partner, Hudson and Cook

Added 04/13/2026 at 05:11 PM
  • Witness Testimony [PDF] Added 04/14/2026 at 10:48 AM
  • Witness Truth in Testimony [PDF] Added 04/14/2026 at 10:48 AM
  • Witness Biography [PDF] Added 04/14/2026 at 10:48 AM

Mrs. Celia Winslow
President and Chief Executive Officer, American Financial Services Association

Added 04/13/2026 at 05:11 PM
  • Witness Testimony [PDF] Added 04/14/2026 at 10:48 AM
  • Witness Truth in Testimony [PDF] Added 04/14/2026 at 10:48 AM
  • Witness Biography [PDF] Added 04/14/2026 at 10:48 AM

Mrs. Veneshia Ferdinand
Director of Compliance Policy, Simmons Bank, on behalf of the American Bankers Association

Added 04/13/2026 at 05:11 PM
  • Witness Testimony [PDF] Added 04/14/2026 at 10:48 AM
  • Witness Truth in Testimony [PDF] Added 04/14/2026 at 10:48 AM
  • Witness Biography [PDF] Added 04/14/2026 at 10:48 AM

Ms. Chi Chi Wu
Director of Consumer Reporting and Data Advocacy, National Consumer Law Center

Added 04/13/2026 at 05:11 PM
  • Witness Testimony [PDF] Added 04/14/2026 at 02:28 PM
  • Witness Truth in Testimony [PDF] Added 04/14/2026 at 02:28 PM
  • Witness Biography [PDF] Added 04/14/2026 at 02:28 PM

Text of Legislation

  • H.R. 5775, the FCRA Liability Harmonization Act [PDF] Added 04/13/2026 at 05:11 PM
  • H.R. 5402, the Credit Access and Inclusion Act [PDF] Added 04/13/2026 at 05:11 PM
  • H.R. 7588, the Eliminating Fraud in the CFPB’s Complaint Database Act [PDF] Added 04/13/2026 at 05:11 PM
  • H.R. 8141,the Fair Credit Reporting Reseller Accuracy Act [PDF] Added 04/13/2026 at 05:11 PM

Support Documents

  • Notice [PDF]
  • Memorandum [PDF] Added 04/13/2026 at 05:11 PM

First Published: April 9, 2026 at 10:15 AM
Last Updated: April 14, 2026 at 02:28 PM