Hearing: Delivering for American Consumers: A Review of FinTech Innovations and Regulations

Subcommittee on Digital Assets, Financial Technology, and Artificial Intelligence (Committee on Financial Services)

Tuesday, January 13, 2026 (10:00 AM)

2128 RHOB
Washington, D.C.

Witnesses

Ms. Jodie Kelley
Chief Executive Officer, Electronic Transactions Association

Added 01/08/2026 at 06:40 PM

Mr. Kevin Lefton
Global General Counsel, Stream

Added 01/08/2026 at 06:40 PM

Mr. Ram Palaniappan
Founder and Chief Executive Officer, EarnIn

Added 01/08/2026 at 06:40 PM

Mr. Todd Zywicki
Law Professor, George Mason University Antonin Scalia Law School

Added 01/08/2026 at 06:40 PM

Ms. Delicia Reynolds Hand
Senior Director, Digital Marketplace, Consumer Reports

Added 01/09/2026 at 05:46 PM

Text of Legislation

  • H.R. ____, the Earned Wage Access Consumer Protection Act [PDF] Added 01/08/2026 at 06:40 PM
  • H.R. ___, the Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act [PDF] Added 01/08/2026 at 06:40 PM
  • H.R. ____, the Financial Services Innovation Act of 2026 [PDF] Added 01/08/2026 at 06:40 PM
  • H.R. ____, the Model Risk Management Modernization Act [PDF] Added 01/08/2026 at 06:40 PM

Support Documents

  • Notice [PDF]
  • Memorandum [PDF] Added 01/08/2026 at 06:40 PM

First Published: January 6, 2026 at 10:44 AM
Last Updated: January 9, 2026 at 05:46 PM