Hearing:
“Bankruptcy Law: Overview and Legislative Reforms”
Subcommittee on the Administrative State, Regulatory Reform, and Antitrust (Committee on the Judiciary)
Tuesday, July 15, 2025 (10:00 AM)
2141 RHOB
Washington, D.C.
Witnesses
Mr. Douglas G. Baird
Harry A. Bigelow Distinguished Service Professor of Law, University of Chicago Law School
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07/15/2025 at 12:17 PM
- Baird Testimony
[PDF]
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07/15/2025 at 12:17 PM
- Baird Truth in Testimony
[PDF]
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07/15/2025 at 12:17 PM
- Baird Bio
[PDF]
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07/15/2025 at 12:17 PM
The Honorable Paul M. Black
Chief Judge, United States Bankruptcy Court, Western District of Virginia
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07/15/2025 at 12:17 PM
- Black Testimony
[PDF]
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07/15/2025 at 12:17 PM
- Black Bio
[PDF]
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07/15/2025 at 12:17 PM
The Honorable Michelle Harner
Bankruptcy Judge, United States Bankruptcy Court, District of Maryland
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07/15/2025 at 12:17 PM
- Harner Testimony
[PDF]
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07/15/2025 at 12:17 PM
- Harner Bio
[PDF]
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07/15/2025 at 12:17 PM
Ms. Melissa B. Jacoby
Graham Kenan Professor of Law, University of North Carolina at Chapel Hill
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07/15/2025 at 12:17 PM
- Jacoby Testimony
[PDF]
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07/15/2025 at 12:17 PM
- Jacoby Truth in Testimony
[PDF]
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07/15/2025 at 12:17 PM
Dr. Edith Hotchkiss
Professor of Finance, Boston College
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07/15/2025 at 12:17 PM
- Hotchkiss Testimony
[PDF]
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07/15/2025 at 12:17 PM
- Hotchkiss Truth in Testimony
[PDF]
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07/15/2025 at 12:17 PM
Ms. Megan W. Murray
Attorney and Founding Shareholder, Underwood Murray
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07/15/2025 at 12:17 PM
- Murray Testimony
[PDF]
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07/15/2025 at 12:17 PM
- Murray Truth in Testimony
[PDF]
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07/15/2025 at 12:17 PM
- Murray Bio
[PDF]
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07/15/2025 at 12:17 PM
Support Documents
- A press release from the U.S. Department of Education titled, “U.S. Department of Education to Begin Federal Student Loan Collections, Other Actions to Help Borrowers Get Back into Repayment”, submitted for the Record by Mr. Correa of CA
[PDF]
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07/15/2025 at 12:58 PM
- A letter dated July 11, 2025, from the National Association of Consumer Bankruptcy Attorneys to Representative Correa regarding the Student Loan Bankruptcy Improvement Act of 2025, submitted for the Record by Mr. Correa of CA
[PDF]
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07/15/2025 at 12:58 PM
- An article from NBC Connecticut titled, “Credit scores decline as student loan collections restart”, submitted for the Record by Mr. Correa of CA
[PDF]
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07/15/2025 at 12:58 PM
- A letter dated July 11, 2025, from the National Consumer Law Center to Representative Correa regarding the Student Loan Bankruptcy Improvement Act of 2025, submitted for the Record by Mr. Correa of CA
[PDF]
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07/15/2025 at 12:58 PM
- An article from The Guardian titled, “One in three student loan borrowers risk default as delinquency rates soar”, submitted for the Record by Mr. Correa of CA
[PDF]
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07/15/2025 at 12:58 PM
- A study from the American Bankruptcy Institute titled, “Effectuating the Fresh Start”, submitted for the Record by Mr. Raskin of MD
[PDF]
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07/15/2025 at 12:58 PM
- An article from PBS News titled, “Older Americans at risk as government restarts Social Security garnishment on student loan debt”, submitted for the Record by Mr. Raskin of MD
[PDF]
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07/15/2025 at 12:58 PM
- A statement for the record from Community Service Society, submitted for the Record by Mr. Nadler of NY
[PDF]
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07/15/2025 at 12:58 PM
- An article from Reuters titled, “Company’s PO box allows it to file for bankruptcy in Texas, judge rules”, submitted for the Record by Ms. Lofgren of CA
[PDF]
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07/15/2025 at 12:58 PM
- A statement for the record from the Commercial Law League of America, submitted for the Record by Mr. Fitzgerald of WI
[PDF]
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07/15/2025 at 12:58 PM
- A letter dated July 14, 2025, from the Defense Credit Union Council to Representatives Fitzgerald and Nadler, submitted for the Record by Mr. Fitzgerald of WI
[PDF]
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07/15/2025 at 12:58 PM
- A letter dated July 14, 2025, from the National Association of Chapter Thirteen Trustees to Representatives Fitzgerald and Nadler, submitted for the Record by Mr. Fitzgerald of WI
[PDF]
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07/15/2025 at 12:58 PM
- A statement for the record from the National Association of Insurance Commissioners, submitted for the Record by Mr. Fitzgerald of WI
[PDF]
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07/15/2025 at 12:58 PM
- A statement for the record from Public Citizen, submitted for the Record by Mr. Fitzgerald of WI
[PDF]
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07/15/2025 at 12:58 PM
- A letter dated July 28, 2023, from the Judicial Conference of the United States to Representative Nadler regarding amending title 11 of the bankruptcy code, submitted for the Record by Mr. Nadler of NY
[PDF]
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07/16/2025 at 11:21 AM
- An article from Market Watch titled, “Student-loan borrowers in their 50s and older are begging lawmakers: Don’t let us die with this debt”, submitted for the Record by Mr. Raskin of MD
[PDF]
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07/16/2025 at 11:21 AM
- A final report with recommendations from the American Bankruptcy Institute from 2023-2024, submitted for the Record by Mr. Raskin of MD
[PDF]
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07/16/2025 at 11:21 AM
- A letter dated July 15, 2025, from the Student Borrower Protection Center to Representatives Fitzgerald and Nadler, submitted for the Record by Mr. Raskin of MD
[PDF]
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07/17/2025 at 12:28 PM
- A statement for the record from ICSC, submitted for the Record by Mr. Fitzgerald of WI
[PDF]
Added
07/23/2025 at 03:37 PM
First Published:
July 8, 2025 at 09:42 AM
Last Updated:
July 23, 2025 at 03:37 PM