Hearing: Dodd-Frank Turns 15: Lessons Learned and the Road Ahead

Committee on Financial Services

Tuesday, July 15, 2025 (10:00 AM)

2128 RHOB
Washington, D.C.

Witnesses

The Honorable Ken Bentsen
President and Chief Executive Officer, Securities Industry and Financial Markets Association

Added 07/10/2025 at 05:08 PM
  • Witness Testimony [PDF] Added 07/14/2025 at 02:22 PM
  • Witness Truth in Testimony [PDF] Added 07/14/2025 at 02:22 PM
  • Witness Biography Added 07/14/2025 at 02:22 PM

Mrs. Lindsey Johnson
President and Chief Executive Officer, Consumer Bankers Association

Added 07/10/2025 at 05:08 PM
  • Witness Testimony [PDF] Added 07/14/2025 at 02:22 PM
  • Witness Truth in Testimony [PDF] Added 07/14/2025 at 02:22 PM
  • Witness Biography [PDF] Added 07/14/2025 at 02:22 PM

Mr. Tom Quaadman
Chief of Government Affairs and Public Policy, Investment Company Institute

Added 07/10/2025 at 05:08 PM
  • Witness Testimony [PDF] Added 07/14/2025 at 02:22 PM
  • Witness Truth in Testimony [PDF] Added 07/14/2025 at 02:22 PM
  • Witness Biography [PDF] Added 07/14/2025 at 02:22 PM

Dr. Paul Kupiec
Senior Fellow, American Enterprise Institute

Added 07/10/2025 at 05:08 PM
  • Witness Testimony [PDF] Added 07/14/2025 at 02:22 PM
  • Witness Truth in Testimony [PDF] Added 07/14/2025 at 02:22 PM
  • Witness Biography [PDF] Added 07/14/2025 at 02:22 PM

Mr. Dennis Kelleher
Co-founder, President, and Chief Executive Officer, Better Markets

Added 07/10/2025 at 05:08 PM
  • Witness Testimony [PDF] Added 07/14/2025 at 02:22 PM
  • Witness Truth in Testimony [PDF] Added 07/14/2025 at 02:22 PM
  • Witness Biography [PDF] Added 07/14/2025 at 02:22 PM

Text of Legislation

  • H.R.___, the Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 654, the Taking Account of Bureaucrats’ Spending (TABS) Act of 2025 [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 3445, the Consumer Financial Protection Commission Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 2885, the Bank Loan Privacy Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 2513, the CFPB–IG Reform Act of 2025 [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 3446, the FDIC Board Accountability Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 1606, the Making the CFPB Accountable to Small Businesses Act of 2025 [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 1652, the Rectifying UDAAP Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 1653, the Civil Investigative Demand Reform Act of 2025 [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, the Business of Insurance Regulatory Reform Act of 2025 [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 3213, the Restoring Court Authority Over Litigation Act of 2025 [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, the Credit Access and Inclusion Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 3682, the Financial Stability Oversight Council Improvement Act of 2025 [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, the Small Dollar Loan Certainty Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 3141, the CFPB Budget Integrity Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, the American Access to Banking Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, a bill to require the Federal financial institutions regulatory agencies to jointly review the cumulative impact of regulations issued by such agencies, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, a bill to amend the Federal Reserve Act to specify additional responsibilities of the member of the Board of Governors of the Federal Reserve System who was appointed as the member with experience working in or supervising community banks, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, a bill to amend the Consumer Financial Protection Act of 2010 to require the attestation of certain information as part of the consumer complaint submission process, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, a bill to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, a bill to amend the Consumer Financial Protection Act of 2010 to direct civil penalties to victims and transfer excess funds to the Treasury, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, a bill to amend the Consumer Financial Protection Act of 2010 to eliminate the market monitoring functions of the Bureau of Consumer Financial Protection, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, a bill to amend the Consumer Financial Protection Act of 2010 to revise the structure and maximum amounts of civil monetary penalties, and to provide incentives for the self-reporting of violations [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ____, a bill to amend the Financial Stability Act of 2010 to authorize appropriations for the Office of Financial Research and the Financial Stability Oversight Council, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R.___, a bill to amend the Fair Credit Reporting Act to require resellers of information contained in consumer reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R.___, a bill to amend the civil liability requirements under the Fair Credit Reporting Act to include requirements relating to class actions, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R.___, a bill to require the Secretary of the Treasury to submit a report that contains a list of unused authorities in the Dodd-Frank Wall Street Reform and Consumer Protection Act and in the amendments made by such Act, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ___, a bill to repeal unused authority of the Securities and Exchange Commission related to restricting certain mandatory pre-dispute arbitration, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 3484, the Business Owners Protection Act of 2025 [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ___, a bill to remove certain authority of the Securities and Exchange Commission over other matters related to fiduciary duties, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ___, a bill to repeal the disclosure requirement applicable to payments by resource extraction issuers, and for other purposes [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ___, a bill to repeal certain unused authority of the Securities and Exchange Commission related to standards of conduct [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. ___, a bill to amend the Securities Exchange Act of 1934 to repeal certain disclosure requirements related to conflict minerals [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 3959, the Protecting Private Job Creators Act [PDF] Added 07/10/2025 at 05:08 PM
  • H.R. 2478, the Financial Exploitation Prevention Act of 2025 [PDF] Added 07/10/2025 at 05:08 PM

Support Documents

  • Notice [PDF]
  • Memorandum [PDF] Added 07/10/2025 at 05:08 PM

First Published: July 8, 2025 at 04:04 PM
Last Updated: July 14, 2025 at 02:22 PM